Hi, I’m Holly.
I’m a certified YNAB (You Need a Budget) Coach since 2021. I have been using YNAB since 2014. You can read my family’s story about how we found YNAB here.
Since 2018, I have been a Financial Coach helping people like you. I believe working hard, saving, and being frugal are the keys to reaching Financial Independence. My definition of Financial Independence is having enough income from your assets to cover your essential expenses so that you can survive without ever having to work again. I believe that anyone can achieve this goal. Financial Independence gives you the freedom to do what you want to do. More information about me.