My parents growing up taught me to save and they also taught me to spend my money wisely. If there was something I really wanted I should keep an eye out for good prices and save up for that item or experience. When I was 12 years old, I started babysitting as a side time job. I started making $4 an hour and I was thrilled. At that time, I knew if I saved it I could do more with that money later.
The Unexpectant Happens
At the age of 20, I lost my father to a heart attack. My mother and I supported each other by learning as we navigated our way through the family finances. Because my father handled the finances, it wasn’t clear how to even do simple tasks like pay bills. I learned a lot in a short period of time.
Three Kids later including Twins
In 2011, we decided that I would become a stay-at-home Mom to our three children. Both my husband and I wanted to be stay-at-home parents, and after talking it over we both agreed that I would stay-at-home and I’m so glad I did. It was scary going from two incomes to one income. This was shortly after I had my twin boys. We looked closely at our spending and were able to reduce it dramatically in as many areas as we could. We were able to still max out my husband’s retirement accounts. So glad we did.
I volunteered for several different local groups from 2011 to 2018. From 2016-2018 I have been Treasurer of a local MoMs club managing their budget and expenses.
Working towards Financial Independence
I believe working hard, saving, and being frugal are the keys to Financial Independence. My husband and I are now working towards Financial Independence. My definition of Financial Independence is having enough income from your assets to cover your essential expenses so that you can survive without ever having to work again. I believe that anyone can achieve this goal. Financial Independence means freedom to do what you want to do.
I graduated from George Mason University in 2001 with a degree in Public Administration and minor in Management.
Volunteered as Treasurer for Moms of Multiples Club 2016-2018
2013 – Present, I have been sewing and creating beautiful custom embroidery gifts
2011 – Present – Stay at Home Mom to our three kids
From 2004-2011, I worked for several government contractors in the IT field. I handled the budget of multi-million dollar projects.