Positive Cash Flow is the Key for Financial Success
Cash flow is the Key What is Positive Cash Flow? Positive cash flow is simply having more money coming in than money going out. This is key to everything when it comes to personal finance. Making sure that you keep some of your money for the future whether that is upcoming bills and savings. If you spend it ALL you can’t save. Simple. Do you have a [...]
Don’t Overspend to Keep Up with Friends
I came across the Credit Karma article about Millennials spend more because they are trying to keep up with their friends. I had to write a blog post about it. Credit Karma/Qualtrics study of 1,045 U.S. consumers. Now, I will put in a caveat and say I’m not Millennial, based on defining a Millennial as someone between 18 and 34. If you consider me a Millennial I will take [...]
Happy Thanksgiving
Happy Thanksgiving Wishing you and your family a wonderful and Happy Thanksgiving! There is so much to be thankful and grateful for and I hope that you are with friends and loved ones this holiday season enjoying time with each other. I was thinking about writing down a quick list of things I'm grateful for and in doing so it really has surprised me at what came to mind. Definitely, [...]
What is a Financial Coach?
What is a Financial Coach? Welcome! I'm really excited to start sharing more about why I'm a Financial Coach and why you want to hire me to help you. The goal of a financial coach is to educate clients on the basics of personal finance. The coach together with the client creates a spending and savings plan that reflects the values and goals of the client. The coach then [...]