Why YNAB is better than sliced bread
This is updated as of 1/6/2023. Caveat: There are some affiliate links in this post. I may receive cash benefit or discount for recommending products. However, I will only post about products I think are worth it. Why YNAB is better than sliced bread! It was 2014 and I was searching for budget software and small business accounting software. Why you may ask? I was not a fan [...]
7 Pros and Cons for buying a New Car and getting a Car Loan
7 Pros and Cons for getting a new car and car loan Is it worth it to purchase a New car and get a new car loan? Currently, automotive manufacturers and dealers are trying to sell new cars with lots of incentives, including 0% interest rate, cash back, delayed payments and more. Some are even offering 7 years or more loans. Does having a 7 year car loan make [...]
Bread Maker Challah Braided Bread Recipe
Yummy Challah Braided Bread made in the Bread Maker This is a super easy recipe to do it in the bread maker. It does take some time but it is easy since the bread maker does the hard work. Give it a try and let me know how it goes. It is a great recipe for any holiday event. Bread Machine Challah Braided Bread This is my [...]
Thanksgiving Dinner for less than $35
This is how we spend under $35 for our Thanksgiving Dinner! There are a lot of ways to make a Thanksgiving Dinner for less than $35. Here is what we do and I will also include some other cost saving ways to get it even less. Our favorite foods for Thanksgiving! Menu Roasted Brined Turkey Stuffing Broccoli casserole Mashed potatoes Gravy Homemade Bread Homemade cranberry sauce Apple Pie Free [...]
The 10 Best Budgeting Tips for the Holidays
Updated for 2020! Budgeting for the holidays doesn’t have to be as tough as it may feel. Here are the 10 best budgeting tips for the Holidays that I have personally done myself and have learned from others over the years. The sooner the better. Let's get started: Tip 1: Write it all down! I know this is super simple and you may roll your eyes but it is [...]
Home Balancing Act
Home Balancing Act This is a tough time for parents and kids of all ages and it is a home balancing act. We have all been stuck at home for months doing our part to minimize the spread of the Coronavirus. Our family has limited our outings to a couple stores and only when we need something. We are so blessed we work in the positions that we [...]
Virginia Tax Free Weekend and Maryland Tax Free Week 2020
Virginia Tax Free Weekend and Maryland Tax Free Week 2020 If you live in the DC Metro area this is a good time to look at the tax free weekend in Virginia and tax free week in Maryland. Virginia starts Friday, August 7 and ends Sunday, August, 9, 2020. Maryland is for a the week of August 9 - 15, both are offering tax free for clothing and shoes. [...]
Steps you should take when you get a medical bill
Medical bills in my mind are some of the most stressful bills to get in the mail. It can be daunting when a medical bill arrives in the mail. I’ve written up steps you should take when you get a medical bill. When I get a medical bill thoughts that came to my mind include: Is it correct? Do I pay it or does my insurance? Am I [...]
What to do if you don’t have an Emergency Fund?
Note: Update April 2020, I wrote this article January 2019, in regards to the government shut-down. We just have no idea when something bad can happen. I am still in disbelief that we are going through this pandemic as of April 2020. What to do if you don’t have an Emergency Fund? Currently, in the US, the government had the longest shut-down in history and might start another one [...]
Financial Resources during the Coronavirus Pandemic
Here are some Financial Resources during the Coronavirus Pandemic of links, blogs, articles that can help you navigate this tough time. The best option is to call and let the company know immediately that you are having financial difficulties so they can help you. Credit Card Debt? What should you do? Relief will NOT be provided automatically so you need to take action and ask for help if you [...]
5 Positive Financial Habits that Wealthy People Do and So Should You!
What are the top 5 positive money habits? Paying their bills on Time Wealthy People always pay their bills on time. It is so important to be aware of your bills and pay them on time. Opening up your mail and email on a timely basis and making sure your bills are paid. Now a days you can pay them automatically! So you don't even have to think about [...]