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The 10 Best Budgeting Tips for the Holidays

2020-10-16T18:14:29+00:00

Updated for 2020! Budgeting for the holidays doesn’t have to be as tough as it may feel. Here are the 10 best budgeting tips for the Holidays that I have personally done myself and have learned from others over the years. The sooner the better.  Let's get started: Tip 1: Write it all down! I know this is super simple and you may roll your eyes but it is the truth. Getting organized is the best way to get started. Party Planning. Unfortunately, due to COVID we will be doing these events socially distant or online using Zoom or Google [...]

The 10 Best Budgeting Tips for the Holidays2020-10-16T18:14:29+00:00

Home Balancing Act

2020-08-26T21:12:34+00:00

Home Balancing Act This is a tough time for parents and kids of all ages and it is a home balancing act. We have all been stuck at home for months doing our part to minimize the spread of the Coronavirus. Our family has limited our outings to a couple stores and only when we need something. We are so blessed we work in the positions that we do. I work at home and do all of my calls via Zoom or Google Meet and I also take care of the kids. While my husband works in an office [...]

Home Balancing Act2020-08-26T21:12:34+00:00

Virginia Tax Free Weekend and Maryland Tax Free Week 2020

2020-08-07T02:36:32+00:00

Virginia Tax Free Weekend and Maryland Tax Free Week 2020 If you live in the DC Metro area this is a good time to look at the tax free weekend in Virginia and tax free week in Maryland. Virginia starts Friday, August 7 and ends Sunday, August, 9, 2020.  Maryland is for a the week of August 9 - 15, both are offering tax free for clothing and shoes. While Virginia offers school supplies, energy efficient appliances as well as hurricane relief and emergency supplies during the same weekend. There is sure to be something that is good to purchase [...]

Virginia Tax Free Weekend and Maryland Tax Free Week 20202020-08-07T02:36:32+00:00

Steps you should take when you get a medical bill

2020-06-18T19:14:45+00:00

Medical bills in my mind are some of the most stressful bills to get in the mail.  It can be daunting when a medical bill arrives in the mail.  I’ve written up steps  you should take when you get a medical bill.   When I get a medical bill thoughts that came to my mind include: Is it correct? Do I pay it or does my insurance? Am I responsible for the whole amount? Can I negotiate it down? Has my insurance already paid this? Can I ask my insurance to pay me back? What questions do you have? [...]

Steps you should take when you get a medical bill2020-06-18T19:14:45+00:00

What to do if you don’t have an Emergency Fund?

2020-04-28T23:38:43+00:00

Note: Update April 2020, I wrote this article January 2019, in regards to the government shut-down.  We just have no idea when something bad can happen.  I am still in disbelief that we are going through this pandemic as of April 2020. What to do if you don’t have an Emergency Fund? Currently, in the US, the government had the longest shut-down in history and might start another one in the future.  Reading the news, many people are talking about the struggles that government employees (and in fact many Americans have) and that is that they are living paycheck to [...]

What to do if you don’t have an Emergency Fund?2020-04-28T23:38:43+00:00

Financial Resources during the Coronavirus Pandemic

2020-05-27T15:53:03+00:00

Here are some Financial Resources during the Coronavirus Pandemic of links, blogs, articles that can help you navigate this tough time. The best option is to call and let the company know immediately that you are having financial difficulties so they can help you. Credit Card Debt?  What should you do? Relief will NOT be provided automatically so you need to take action and ask for help if you need it. Credit Karma put together a good detailed article about each Credit Card companies that is offering some sort of options during this time and what to ask. Details on [...]

Financial Resources during the Coronavirus Pandemic2020-05-27T15:53:03+00:00

5 Positive Financial Habits that Wealthy People Do and So Should You!

2020-04-08T15:25:10+00:00

What are the top 5 positive money habits? Paying their bills on Time Wealthy People always pay their bills on time. It is so important to be aware of your bills and pay them on time.  Opening up your mail and email on a timely basis and making sure your bills are paid.  Now a days you can pay them automatically!  So you don't even have to think about the dues dates, however, you should still be aware of when they will go through.  Successful people know exactly their bills and when they are due.  Write them down and write [...]

5 Positive Financial Habits that Wealthy People Do and So Should You!2020-04-08T15:25:10+00:00

Mental Health Resources during Tough Times

2020-03-26T13:10:46+00:00

Mental Health Resources during Tough Times Don't forget to think about your Mental Health Most of the United States and other countries are doing self quarantines and school closing. We are spending more time indoors some with family and some alone. These are tough times and this is uncharted territory for most. I want to emphasis it is 100% okay to reach to a therapist and talk to someone about your feelings. Your feelings are real. In some cases, some employer benefit plans are currently offering these services free during the Coronavirus quarantine, so check with your insurance [...]

Mental Health Resources during Tough Times2020-03-26T13:10:46+00:00

How we had our Wedding on a $5000 budget

2020-01-29T13:59:12+00:00

Our Wedding Story This is how we planned a wedding on a $5000 budget. My husband, Tad, and I are college sweethearts from George Mason University. We got engaged our senior year in college. I was so excited to think about wedding plans.  We were 21 years old and hadn’t moved out of our parents house yet and needed to figure that out first. We enjoyed being engaged and focused on graduating college. In the meantime, I would drool over the wedding websites and magazines.  What can I say, I’m an American Girl. :)  We agreed then we wanted to [...]

How we had our Wedding on a $5000 budget2020-01-29T13:59:12+00:00
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