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Mental Health Resources during Tough Times


Mental Health Resources during Tough Times Don't forget to think about your Mental Health Most of the United States and other countries are doing self quarantines and school closing. We are spending more time indoors some with family and some alone. These are tough times and this is uncharted territory for most. I want to emphasis it is 100% okay to reach to a therapist and talk to someone about your feelings. Your feelings are real. In some cases, some employer benefit plans are currently offering these services free during the Coronavirus quarantine, so check with your insurance [...]

Mental Health Resources during Tough Times2020-03-26T13:10:46+00:00

How we had our Wedding on a $5000 budget


Our Wedding Story This is how we planned a wedding on a $5000 budget. My husband, Tad, and I are college sweethearts from George Mason University. We got engaged our senior year in college. I was so excited to think about wedding plans.  We were 21 years old and hadn’t moved out of our parents house yet and needed to figure that out first. We enjoyed being engaged and focused on graduating college. In the meantime, I would drool over the wedding websites and magazines.  What can I say, I’m an American Girl. :)  We agreed then we wanted to [...]

How we had our Wedding on a $5000 budget2020-01-29T13:59:12+00:00

The 10 Best Budgeting Tips for the Holidays


Budgeting for the holidays doesn’t have to be as tough as it may feel. Here are the 10 best budgeting tips for the Holidays that I have personally done myself and have learned from others over the years. Since it is right after Halloween this is the best time to start. The sooner the better.  Let's get started: Tip 1: Write it all down! I know this is super simple and you may roll your eyes but it is the truth. Getting organized is the best way to get started. Party Planning. Start thinking about the cost of it and [...]

The 10 Best Budgeting Tips for the Holidays2019-11-19T16:44:39+00:00

Financial Independence


Disclosure: This post includes affiliate links. Thanks for supporting I guide families to gain financial confidence to take control of their lives and guide them towards financial independence.    What is financial independence? Financial independence means you have enough wealth and/or assets that generate income to cover all of your living expenses for the rest of your life.  It really means freedom to do what you want and to have enough wealth to live on without having to work. What do you mean?  “Have enough wealth to live on, without working?” Wealth is the money and/or assets that you [...]

Financial Independence2019-09-21T21:23:24+00:00

Don’t Overspend to Keep Up with Friends


I came across the Credit Karma article about Millennials spend more because they are trying to keep up with their friends.  I had to write a blog post about it.  Credit Karma/Qualtrics study of 1,045 U.S. consumers.    Now, I will put in a caveat and say I’m not Millennial, based on defining a Millennial as someone between 18 and 34. If you consider me a Millennial I will take it as a compliment just like if you were going to card me for a drink, with a huge smile. I do have grey hair after-all. Just recently I came [...]

Don’t Overspend to Keep Up with Friends2019-08-28T19:49:26+00:00

Yummy Pulled Pork Recipe


Pulled Pork Recipe My family and I love pulled pork. It just takes some time to make.  Be prepared to take a couple of days to make it. It is well worth it though! I'm not going to go on and on about it.  Here is the recipe.  Enjoy! Purchase a boneless pork shoulder.  The larger it is, the longer it will take to slow cook.  This is done in the oven at a low temperature for a very slow cook.  It is a great meal to make in the winter or fall when you don't mind using the oven [...]

Yummy Pulled Pork Recipe2019-07-18T01:14:17+00:00

You have to start at Step 1


It was Christmas Eve. We had just finished watching Home Alone (as is a family tradition) and my son picked up a book about origami. He thought it was a great time to start origami at 9:00pm. He wanted to start on the expert level and was asking lots of questions. Neither my husband nor I know that much about origami, and the book stated that you should start with the easy ones first. We pointed out to my son that we needed to learn the beginning of the steps from the easy section. His reaction was upset and in [...]

You have to start at Step 12019-05-09T20:10:15+00:00

What are some of the rules you use to run your household?


What are some of the rules you use to run your household? I was reading an article from an April 2018 Real Simple magazine called “Your Words: What’s the family rule that keeps your household running smoothly?”  This article really got me thinking about our own household rules for our family of 5 - me, my husband and 3 kids.  I really like all of the suggestions. Some stood out because they are the ones we already follow and some stood out as ones we should follow. My favorite one that we are not yet following in our [...]

What are some of the rules you use to run your household?2019-04-13T23:19:30+00:00

Why YNAB is better than sliced bread


Caveat:  There are some affiliate links in this post.  I may receive cash benefit or discount for recommending products.  However, I will only post about products I think are worth it. Why YNAB is better than sliced bread! It was 2014 and I was searching for budget software and small business accounting software. Why you may ask?   I was not a fan of Quicken, and Quickbooks.  Both had their limits and huge learning curves and a high cost. I had several bad experiences trying to upgrade from one version of Quicken to another and dealing with files I could [...]

Why YNAB is better than sliced bread2019-04-04T23:39:02+00:00

What to do if you don’t have an Emergency Fund?


What to do if you don’t have an Emergency Fund? Currently, in the US, the government had the longest shut-down in history and might start another one in the future.  Reading the news, many people are talking about the struggles that government employees (and in fact many Americans have) and that is that they are living paycheck to paycheck.  Meaning they don’t have enough funds to live without the next paycheck. It is also called negative cash flow. If this describes you, there is hope!  I talk about creating positive cash flow in this article.    Anyone, living anywhere could find [...]

What to do if you don’t have an Emergency Fund?2019-02-18T18:44:25+00:00